RAC Breakdown Cover Review

RAC breakdown cover is one of the most established breakdown assistance services in the UK. With nationwide coverage and a long history of roadside recovery, the RAC offers several levels of breakdown cover aimed at different types of drivers. This review looks at how RAC breakdown cover works, what’s included at each level, and who it may be best suited to.

The RAC (Royal Automobile Club) has been providing roadside assistance in the UK since 1897. It operates a large national network of patrols and recovery vehicles, attending millions of breakdowns every year. Alongside breakdown cover, the RAC also offers insurance, vehicle inspections, and other motoring services.

RAC breakdown cover is available as either vehicle-based cover or personal breakdown cover, with multiple levels of protection and optional add-ons. Cover is available for: - Cars - Vans - Motorcycles - Petrol, diesel, hybrid, and electric vehicles RAC breakdown assistance is available 24 hours a day, 7 days a week, across the UK.

RAC offers different tiers of breakdown cover, allowing drivers to choose the level of protection they need.

Roadside Assistance is the most basic level of RAC breakdown cover. If your vehicle breaks down more than a short distance from your home, an RAC patrol will attend and attempt to repair the vehicle at the roadside. If the vehicle cannot be fixed, it is usually recovered to a nearby garage or safe location.

Recovery cover includes roadside assistance and adds onward vehicle recovery. If your car cannot be repaired locally, the RAC will transport your vehicle, driver, and passengers to any single destination in the UK. This level of cover is often chosen by drivers who travel long distances or use motorways regularly.

At Home cover allows you to call out the RAC if your vehicle breaks down at your home address or close to it. This is a common add-on for drivers concerned about flat batteries or starting issues.

Onward Travel is an optional extra that may include: - A replacement hire car - Overnight accommodation - Alternative transport costs The specific benefits depend on the policy selected.

RAC breakdown cover is available in two main formats: - Vehicle breakdown cover – covers a specific vehicle, regardless of who is driving - Personal breakdown cover – covers the policyholder in most vehicles they are driving or travelling in Personal breakdown cover offers greater flexibility but typically costs more than vehicle-based cover.

- 24/7 roadside assistance across the UK - Nationwide patrol and recovery network - Cover available for electric and hybrid vehicles - Flexible cover levels and optional add-ons - Long-established UK breakdown provider These features make RAC breakdown cover a popular option among UK motorists.

As with all breakdown policies, RAC breakdown cover has some limitations to consider: - Premiums can be higher than some budget providers - Renewal prices may increase after introductory offers - Some benefits are only available as paid add-ons - Certain faults, such as wear and tear, may not be covered Always review the policy terms before purchasing.

The cost of RAC breakdown cover varies depending on: - Level of cover selected - Whether cover is personal or vehicle-based - Vehicle type and age - Optional extras added Prices can vary significantly, so comparing RAC breakdown cover with other providers is recommended.

RAC breakdown cover may be suitable for drivers who: - Want a well-established UK breakdown provider - Travel long distances regularly - Prefer flexible cover options - Value nationwide recovery support Drivers who only need basic cover or are looking for the cheapest breakdown cover may find better value elsewhere.

Pros - Trusted UK breakdown provider - Comprehensive breakdown cover options - Nationwide recovery network - Suitable for frequent drivers Cons - Often more expensive than budget alternatives - Add-ons increase overall cost - Renewal prices can rise